Payment Methods Knowledge Base

Comprehensive guides to alternative payment methods from around the world. Learn how each method works, its benefits for merchants, and how to integrate it into your payment infrastructure.

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PayID Payments

Australian real-time bank transfers using phone numbers, email, or ABN as identifiers. Instant settlement 24/7 with no chargebacks. Ideal for Australian e-commerce and B2B payments.

May 9, 2026

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BPAY Payments

Australia's electronic bill payment system trusted by millions. Pay invoices from any banking app using Biller Code and Customer Reference Number. Low fees, no chargebacks, automated reconciliation.

May 9, 2026

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SEPA Payments

Single Euro Payments Area unifying euro transactions across 36 countries. SEPA Credit Transfer and SEPA Direct Debit offer low-cost, cross-border euro processing for merchants.

May 9, 2026

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IBAN / Bank Transfer Settlement

International bank transfers using IBAN and SWIFT. Global reach across 200+ countries. Low flat fees, no chargebacks, unlimited transaction amounts. Essential for B2B and high-ticket sales.

May 9, 2026

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Faster Payments (UK)

UK's instant bank transfer system. Near-real-time settlement 24/7/365, up to £250K per transaction. Very low fees, no chargebacks, and the backbone of UK open banking.

May 9, 2026

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PIX Payments

Brazil's revolutionary instant payment system. Settlement in seconds, 24/7, with near-zero fees. Over 70% of Brazilian adults use PIX. Essential for any merchant serving Brazil.

May 9, 2026

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UPI Payments (India)

India's Unified Payments Interface — the world's largest instant payment system by volume. Zero MDR fees, instant settlement, over 300 million active users. Dominant payment method in India.

May 9, 2026

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Region-Specific Methods Overview

Comprehensive comparison of PayID, BPAY, SEPA, Faster Payments, PIX, UPI, and other local methods. Understand which payment methods to offer in each market and how they compare to cards.

May 9, 2026

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